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What’s your Retirement Plan Look Like?

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Finances. Ah…… Debbie Downer…. don’t bring that up. I was having a pretty good day until you mentioned the “F” word.

This is a topic that is such a big one in ALL of our lives, and yet the average person wants to run the opposite direction when “the big F” is mentioned. It is very personal. Some peopleare blessed with stewardship training at a young age. One of my parents greatest gifts was the actual act of teaching us to manage money. I knew how to manage money from a pretty young age, partly from this training, and partly because I’ve worked since I was barely a teenager caring for and supporting my own horse. Squandering money just didn’t happen in my world. Others may have figured it out on their own without training, but by trial and error. My hat is off to you…. not everyone learns from financial mistakes, and consequently there is a wake left that grows to tsunami proportions with each passing year.

The reality in today’s world is this…… no matter what your prior circumstance, unless you are born into wealth, your retirement plan likely looks like one of these scenarios:

  • It just might be do-able. I’ve been saving for retirement since I was 16, and my family tends to die young anyway (now THAT’s another topic for another blog!)
  • I know I don’t have enough saved, but I’m planning on working til I die of old age. I just hope I’m not on duty as a Wal-Mart greeter when it happens!
  • Uhhh…. I’ll just live off Social Security… isn’t that what it’s for?(Good luck with that one! I’ve seen too many people at the pharmacy who make monthly choices about food vs medication because they’ve tried just this approach to retirement).

Now dream with me a moment. Have you already fallen in love with  Young Living products? (If so, you can scratch the whole “dying young plan”off your retirement scenario list, ’cause it ain’t likely that’s gonna happen). Or, have you just stumbled into my website… dazed, confused, and a little rising excitement about what you’ve found regarding natural wellness options…?

I’m not asking you to share Young Living with others… Only about 8% of YL users actively grow a business, so you are in great company by just being a content product user. Thank you!

But I would like to tell you what could happen if you did share your love of YL’s presence in your life with others.

You see, my husband and I  have great jobs. We both work very hard on the farm and in our careers. We also only get 2 weeks of vacation a year, and when you have remote family members with health conditions and/or farm events…. choices for vacation days have to be made. There were several years we’ve had to use nearly all our vacation to address very “non vacation” life events, and several times we’ve missed critical moments in life because of this. Residual Income comes from building an asset (your ever growing YL business) that continues to earn you money even if you are not actively building that asset at every given waking moment.  Make no mistake… building a business around Young Living IS work, but the freedom to plan….. or to be spontaneous about this work is priceless. If I could have some “do over” moments in my life and not miss some extremely important family events because of work, I would in a heartbeat. Many of you are younger than me…. Don’t be me. Think about this long and hard now, and don’t miss out because you had to “clock in”. Begin working now on freedom.

Secondly, Charlie and I HAVE been saving for retirement. I personally have been saving since I was 23 years old (I am 50 now). There have been times in our lives that we have dumped relatively large amounts of income into retirement plans, and while we are better prepared than most (when we turn 70 1/2!), it’s still not a ton of money in the grand scheme of growing old. It gives me great peace to be at a point in my Young Living journey (after just 3 years) to have residual income we can count on. If Social Security evaporates into thin air before we retire, with our YL income, we will be fine. This is not a pipe dream… this is our reality. Again…. many of you are younger than me. If I’d started growing my YL business at 25 instead of 47, who knows what kind of financial magic would be happening!  Remember, this business is an “at your own pace” kinda thing…. but even if you grow slow and steady, in 25 years, you’ll be the rockstar granny (or grandpa) who is enjoying retirement instead of working  at Wally World because they have to! What is your current 401K offering you? You can see actual “pedal to the metal” numbers on the 2015 YL Income Dislosure Statement. 

Thirdly…. what does your WILL look like? Will your job continue to pay you long after your death? Do you have a spouse, kids, relatives (or a farm full of animals like us!) who rely on the support your income affords? What if it stopped? The cool thing about Young Living is that once you get a YL business off the ground and write a personal will, you can then fill out survivorship paperwork with YL, and guess what….. that residual income becomes a legacy for your family…. (or in our case, our ‘farmily’). You can read more about willing your business in section 3.7.1 of the Policy and Procedure manual.  Does your current job offer this perk? I didn’t think so….

If, after reading this… you find yourself interested in learning more, please contact me!

If you’ve never even heard of oils til now AND you’re already nervous about what your retirement does look like, let’s talk.

If you love oils and are already on my team, but have never even considered these options until now, maybe I’ve planted a seed or two. I am here to help you get started. We are about raising each other up, and I’m more than pleased to help.

If you are on my team or about to be on my team, and this message has rocked your world, ……………… contact me. If you are truly serious, I will make sure you have the resources you need at your fingertips to be successful. This business is about growing up, locking arms, and thriving together.

A Young Living business will truly offer you a sustainable future.

Hugs and Love, liz

Health Preparedness

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Hey there,

Let’s talk for a minute. You have been reading (and hopefully learning) on this site for about a month now.

We (my husband and I) are “preppers” in the truest sense. By definition, “to prep” means “to make ready”.  As a responsible adult, shouldn’t we  be doing this in ALL aspects of our lives. If you spend life flying by the seat of your pants, chances are you will be caught with your pants down more than you’d care to admit, right?

So we prepare for life… We have insurance.  We have careers. We plan and save for our future and retirement.  We plan for our vacations, and we plan what we’re going to get at the grocery store.  We create goals in life. WE just happen to plan in the event that those safety nets (the government) that we assume are in place fail us.

In essence, ALL of us are preppers to one degree or another whether admitted or not…… AND YET….. When we discuss this, the reactions are all over the board:

  • You might think us nuts.
  • You might think…. “No worries, I’ll just come live with you should “the poop hit the oscillator”. (Ummmm, no you won’t…. unless you have a skill,trade, or asset that we believe can be utilized, or you have been previously invited).
  • You might be the…“Hey! I’m with you in spirit, but I don’t have the knowhow or environment to do what you do. NOT. Everyone can learn and prepping can occur anywhere!
  • Or, you might be walking right along side us and prepping in your way that is relevant to your way of living.  If that’s you……hopefully you’ve now embraced the notion that you need to be preparing on a level that is unique to you and your family’s personal health concerns. (If so, message me or email me… it’s time to get serious about the planning.)

Health preparedness is different. It is not as simple as just storing product. 

While product is nice to have on hand when you need it, the ability to apply knowledge that you’ve accumulated thru personal experience and thru experience of others could be a gamechanger.  Proficiency in anything requires practice.  It is my personal goal that every single person who joins in this journey with me will have access to as much education as they desire (in the form of private Facebook groups, books, education here (thru my blog and private emails), and also direction to science backed resources)….. so that they (you?) can become proficient in their unique health and wellness plan BEFORE a crisis situation dictates that it must be implemented.  However, when a crisis happens (and it WILL happen someday), what if you don’t have access to your internet, phone, or your “go to person” when a “how to” question arises? Then you must rely on what you have stored in your brain & what you have in your Bug Out Bag to implement your plan. 

Today’s the day… make a commitment to do this. Let’s pack your bag with the essentials that will be pertinent to YOUR health, (along with the 400+ page essential oil manual you’ll get for free from me) AND begin training your brain to think a bit differently. Let’s get some practice under your belt! Who knows…. by implementing what you learn now, you will likely become healthier for it, and THAT itself could actually save your life… even if the SHTF doesn’t happen anytime soon.

​Let’s do this!

Health, Big Pharma, and You

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According to the CDC, approximately 1 in 2 adults in the United States suffers from at least one chronic health condition. The comorbidity (having more than one chronic condition) is even more probable once a condition is identified. Why is this? Well, for starters, one condition tends to breed another simply by body system design. If you have gut issues, chances are high that you will eventually have chronic emotional health issues as well as emerging chronic skin conditions such as eczema or psoriasis.

But there is another issue at hand once a condition is identified by traditional western medicine….. you see, all medications have some sort of side effect, and the more potent the medication, the more likely a side effect will occur. Something as innocuous as using as steroid cream for eczema could lead to a fungal infection…. or a cholesterol med whose little known side effects lead to dementia. This is not myth… it’s reality and I see it happening daily in my pharmacy practice. How many people actually DO read independently about the meds they’ve been prescribed?….digging deeper than the padded information the drug companies make available? Would you be willing to take a medication that may affect your memory?….and yet millions of people do. Every. Single. Day. This tells me that they neither read the fine print OR dig deeper on their own.

​Medication is helpful in certain circumstances (especially emergencies!) , but it should not be used as a band-aid or quick fix if other options are available first. We Americans are guilty of a quick fix mentality as a rule. “What’s the easiest way I can continue my life…. as I like it….?” There is no quick fix towards achieving good health.  It requires work, perseverance, and application of knowledge. People tell me “That’s too hard”. After 25 years of watching patients, I can tell you that it is a much harder to be sick (in the traditional western medicine sense) than to actively work towards a healthier lifestyle. I know this intimately because I was once there too. Stay tuned….. my health story is coming.

Some Of My Best Friends Are Bacteria!

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How do you feel about your gut? Did you know that you have roughly 100 trillion bacteria (3-4 lbs worth!) sharing your personal space with you?…. more to the point…. inside you? Our “friends” within us are terribly important to our health. They keep the bad bacteria (aka: the bullies) in check. When our gut is healthy, approximately 80-85% of our bacteria is good, and 15-20% are bad. At this ratio, the good bacteria are able to keep the bad bacteria “in check”. The good bacteria are team players. When they are healthy, and there are enough of them, they are able to keep the bad bacteria from overpopulating and causing damage, dysfunction, and disease.

​In addition, good bacteria in the gut play a major role in many body functions…. including digestion and pooping, preventing inflammation of the intestinal wall, AND helping prevent  leaky gut syndrome. Surprisingly, our little bacteria friends also play a large role in our mental health. Poor gut health has been found to be directly correlated with OCD, ADHD, depression, anxiety, sleep disorders, learning disabilities, memory, and mood…. not to mention general poor gut health. Our gut population is also responsible for approximately 80% of our immunity, AND not having enough good bacteria can lead to autoimmune disorders, allergies and infection. Good gut bacteria is also important to our weight!

Gut health plays a huge part in overall body inflammation. When your intestinal lining is compromised, total body inflammation or inflammation in certain parts of the body… including the brain is virtually guaranteed. Inflammation within the brain is painless, and yet it is a factor in Parkinsons, Alzheimer’s, MS, and Autism.

Finally, as we age, our good bacteria tend to naturally die off… and this is not good…not good at all. (Everyone “of a certain age” should be on a probiotic for optimal health). Go back and re-read the paragraphs above…. is it any coincidence that the elderly have regular issues “being regular”, having brain fog/memory lapses, sleep disorders etc?

There are many ways we unintentionally damage and abuse our gut bacteria on a regular basis:

  • Overuse of antibiotics. If you must use them…. Always, always always use a heavy round of probiotics both during and following antibiotic use (making sure to separate the antibiotic and probiotic dose by at least 2 hours).
  • Alcohol, processed foods, refined sugar, and refined carbohydrates. All of these products feed bad bacteria and promote inflammation
  • NSAIDS (non-steroidal anti-inflammatory drugs). They cause gut inflammation, damage the gut lining, and recent research indicates that their use induces gluten sensitivity.
  • Antacids and Acid Reducers. (Did you know that most of these are not FDA approved for use longer than 8 weeks). Long term use promotes Candida (yeast) overgrowth.
  • Minimize and control your stress levels. High levels of stress can cause major GI damage over the long term.

And finally…. when we reach ‘a certain age’, our good gut bacteria begins to naturally die off. When this happens, our overall body health is compromised unless we  supplement!
Young Living offers one of the finest  probiotics on the market: Life 9.  And no, not all probiotics are created equally. Case Adams PhD, wrote a book: Probiotics-Protection Against Infection. In his book, he outlines what to look for in a good probiotic….. The type of capsule (HPMC), the diverse strains of bacteria (YL has 9 strains: 4bifido, 4lacto, and 1 strepto), the quantity of bacteria per capsule (10-15 BILLION Colony Forming Units is recommended for maintenance dosing), the container itself (glass with a metal lid…not plastic), and a moisture control (calcium carbonate). All of these requirements are so important… and they cumulatively make Life 9 the powerhouse for our health that it is. I know that there are tons of probiotics on the market, but MOST do not follow this advised criteria. Do your homework and then pick up a bottle of Life 9!

So, in a nutshell… we truly ARE what we ingest! But the zoo within us needs regular TLC and protection. Without that, you may end up with a gut gone rogue…. and that, my friends, is one of the worst things that could happen to your overall body health.

Feel free to contact me with any questions~ 

In health,
Liz

YL member#1602257

DISCLAIMER: ALL POSTS, ARTICLES, LINKS OR TESTIMONIALS ON THIS SITE ARE FROM OUR “INDEPENDENT YOUNG LIVING WHOLESALE MEMBERS” WHO RECEIVE COMMISSION ON THE SALE OF COMPANY PRODUCTS. THEY ARE INDIVIDUAL EXPERIENCES, REFLECTING THE REAL LIFE EXPERIENCES OF THOSE WHO USED OUR PRODUCTS. HOWEVER INDIVIDUAL RESULTS MAY VARY. WE DO NOT CLAIM, NOR SHOULD THE READER ASSUME, THAT ANY INDIVIDUAL EXPERIENCES RECOUNTED ARE TYPICAL OR REPRESENTATIVE OF WHAT ANY OTHER CONSUMER MIGHT EXPERIENCE. TESTIMONIALS ARE NOT NECESSARILY REPRESENTATIVE OF WHAT ANYONE ELSE USING OUR PRODUCTS MAY EXPERIENCE. YOUNG LIVING IS NOT RESPONSIBLE FOR THE OPINIONS OR COMMENTS POSTED ON THIS WEBSITE, AND DO NOT SHARE THE OPINIONS, VIEWS OR COMMENTARY OF POSTINGS ON THIS WEBSITE. ALL OPINIONS EXPRESSED ARE STRICTLY THE VIEWS OF THE POSTER OR REVIEWER. THESE STATEMENTS HAVE NOT BEEN EVALUATED BY THE FOOD AND DRUG ADMINISTRATION. THIS PRODUCT IS NOT INTENDED TO DIAGNOSE TREAT, CURE OR PREVENT ANY DISEASE.

Can Oils Support Our Emotional Health?

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Using essential oils is not a new found fad… it is something that has been used for thousands of years in most countries to help balance emotions. When Big Pharma entered into the picture, oils fell by the wayside in the United States. Young Living was and is key to reversing that trend, and you see inferior oils in many stores now. Do not be fooled by the others….. Young Living is THE world leader of Essential Oils… the oldest essential oil company in the world…. AND the only with with its own farms and  Seed to Seal guarantee.

​Survival tools should be multifunctional, and YL oils are no exception to this rule. Every single one of them has health promoting abilities and many have powerful emotional support.

Can you imagine how the spritz of fragrance from a fresh orange peel can brighten your day? Within the oil of the peel lies a constituent called Limonene.  This is a naturally made chemical that works almost magically on our Limbic system as described above to promote feelings of calm and happiness. I encourage you to do some research on your own as each of the citrus oils (Lemon, Lime, Tangerine, Bergamot, Orange) do this very very well.  Other oils can be very helpful with different emotions and feelings…..

  • StressAway: a blend of 5 oils known for their abilities to relieve daily stress and tension. This is a blend unique to Young Living, and is a personal favorite of mine. I carry it in my lab coat at work, and use it daily.
  • Lavender: probably the most well known of essential oils, and best known to create a calming and relaxing environment. When you are preparing your bag, this is one oil you won’t want to be without due to its many functionalities.
  • Anger is another emotion that can be difficult to harness and manage and can often lead to escalated issues. You may find that some or all of these oils of benefit if this is something that is struggled with: Tranquil (a blend), Bergamot, Lemon, Ylang ylang…. and many more… 
  • Lack of concentration and focus can be detrimental, especially when focus is of utmost importance. Oils that may help with this would include Lemon, Rosemary, Peppermint, Clarity (a powerful blend) .
  • Grief and sorrow are both something we have to deal with on occasion. Oils that may help with this would include Bergamot, Joy (a blend), Juniper, White Angelica (a blend), and Gentle Baby (also a blend).
  • Fear is an emotion that none of us enjoy experiencing, and we all feel it on occasion…. whether that be thru our jobs, as we drive, or simply as we prepare for the unknown. Oils known to help alleviate these feelings may include Bergamot, Cypress, Geranium, and Valor (a blend)

Many of the oils mentioned above can be found in the Premium Starter Kit. If you’d like to learn more about managing emotions with oils, I’m happy to help!

In Health and Preparedness,
Liz James, RPh

NSHC Certified Health Coach & Wellness Educator
YL Silver Leader #1602257

DISCLAIMER: ALL POSTS, ARTICLES, LINKS OR TESTIMONIALS ON THIS SITE ARE FROM OUR “INDEPENDENT YOUNG LIVING WHOLESALE MEMBERS” WHO RECEIVE COMMISSION ON THE SALE OF COMPANY PRODUCTS. THEY ARE INDIVIDUAL EXPERIENCES, REFLECTING THE REAL LIFE EXPERIENCES OF THOSE WHO USED OUR PRODUCTS. HOWEVER INDIVIDUAL RESULTS MAY VARY. WE DO NOT CLAIM, NOR SHOULD THE READER ASSUME, THAT ANY INDIVIDUAL EXPERIENCES RECOUNTED ARE TYPICAL OR REPRESENTATIVE OF WHAT ANY OTHER CONSUMER MIGHT EXPERIENCE. TESTIMONIALS ARE NOT NECESSARILY REPRESENTATIVE OF WHAT ANYONE ELSE USING OUR PRODUCTS MAY EXPERIENCE. YOUNG LIVING IS NOT RESPONSIBLE FOR THE OPINIONS OR COMMENTS POSTED ON THIS WEBSITE, AND DO NOT SHARE THE OPINIONS, VIEWS OR COMMENTARY OF POSTINGS ON THIS WEBSITE. ALL OPINIONS EXPRESSED ARE STRICTLY THE VIEWS OF THE POSTER OR REVIEWER. THESE STATEMENTS HAVE NOT BEEN EVALUATED BY THE FOOD AND DRUG ADMINISTRATION. THIS PRODUCT IS NOT INTENDED TO DIAGNOSE TREAT, CURE OR PREVENT ANY DISEASE.

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